Khata Free
NPR 0/month
- Unlimited transactions
- 1 wallet
- 5 envelope budgets
- Monthly summary report
- Full offline mode
- CSV export
Personal finance for Nepal
Know where every rupee goes
Lekhapalani is the money tracker built for NPR — log cash, eSewa, Khalti and bank spends in under 30 seconds, set budgets that stick, and read reports that make sense. [CLIENT-COPY: replace with final brand promise]
Free tier, no credit cardWorks fully offlineNPR in, NPR out
- NPR 2,840
- Average member's spend tracked today
- 12+
- Wallets & banks supported
- 30 sec
- To add a transaction
Works alongside your wallet
eSewaKhaltiIME PayFonePayNMB BankNepal SBI
Why Lekhapalani
Built for how Nepal actually spends
Most global trackers never supported Nepali wallets, cash or offline life. Lekhapalani starts where your money starts.
Quick add in 30 seconds
Log any expense or income in under 30 seconds — cash, eSewa, Khalti or bank card. Pick a wallet, pick a category, done.
NPR-native wallets
Track eSewa, Khalti, IME Pay, FonePay, bank accounts and cash side by side — in Nepali rupees, with lakh and hajar formatting.
Envelope-style budgets
Set monthly limits per category like a real khata. When a kharcha is running tight, Lekhapalani warns you before you overspend.
Reports that make sense
Spend by category, month-over-month trends and savings streaks — the numbers that matter, in plain language, not spreadsheets.
Private by default
Your financial data stays yours — on your device and in your exports. No ads, no selling your spending history.
Works offline, everywhere
No internet? No problem. Manual entry works on a bus to Pokhara, a shop floor in Birgunj or a quiet evening at home.
How it works
From first rupee to full picture in four steps
You don't need to be good with numbers — the khata keeps itself.
- 1
Create your khata
Sign up free and name your wallets — cash, eSewa, Khalti, bank. Start with just one.
- 2
Add transactions daily
Thirty-second entries with categories and wallet tags. Import wallet statements when you want.
- 3
Set monthly budgets
Envelope-style limits per category. What you don't spend rolls over to next month.
- 4
Review reports monthly
See where the month went, check goals, and adjust before the next one starts.
- NPR 2.5B+
- Tracked by members [CLIENT-COPY: verify figure]
- 40k+
- Monthly active users [CLIENT-COPY: verify figure]
- 4.8/5
- App store rating [CLIENT-COPY: verify figure]
- 100%
- Offline-capable
Why Lekhapalani
Built for Nepal, not ported over
| Feature | With us | Others |
|---|---|---|
| Works with Nepali wallets & cash | eSewa, Khalti, IME Pay, FonePay, bank + cash in NPR | Most global apps never launched here |
| Offline manual entry | Full offline mode, sync when you're back online | Cloud-only; useless without internet |
| Language | English now, Nepali interface coming [CLIENT-COPY: ship date] | English only, US-centric terms |
| Pricing | Free tier; premium billed in NPR | USD subscriptions |
| Your data | Export CSV anytime, no ad-based monetisation | Shut down or sold — Mint closed in March 2024 |
| Support | Kathmandu-based team, replies in hours | No local support |
Member stories
Nepalis who finally see their money
[CLIENT-COPY: replace with verified customer quote] Mint shut down and I realised nothing else covered my eSewa spending. Lekhapalani is the first app that treats NPR like a first-class currency.
[CLIENT-COPY: replace with verified customer quote] I run a small shop in Pokhara. My business khata and my personal budget live in the same app now — I finally see where the month goes.
[CLIENT-COPY: replace with verified customer quote] We budget as a family — groceries, school fees, money sent home. Shared budgets keep us honest.
Pricing
Start free. Upgrade when the khata grows.
Every plan is billed in NPR. No credit card for the free tier — ever.
Lekhapalani Plus
NPR 399/month
- Everything in Free
- Unlimited wallets & budgets
- Shared household wallets
- Full reports & insights
- Savings goals & streaks
- Priority support
Business Khata
NPR 999/month
- Everything in Plus
- Simple invoicing
- Ledger for shopkeepers
- Tax-ready reports (VAT)
- Multi-business support
- 2 users included
FAQ
Questions, answered
Why do I need Lekhapalani when my wallet app shows statements?
Wallet statements show one account. Lekhapalani puts cash, eSewa, Khalti, IME Pay and your bank in one place, adds budgets and reports, and works even when you pay in cash — which most of Nepal still does.
Does it work without internet?
Yes. Entry is fully offline and syncs when you're back online. This was a core requirement from day one — internet is not guaranteed in every shop, bus or village.
Is my financial data safe?
Your data lives on your device and in your exports. We don't run ads and we never sell spending history. [CLIENT-COPY: add privacy policy link and data-centre details]
Can I use it for my shop's khata too?
Yes — the Business Khata plan adds simple invoicing, a shopkeeper ledger and VAT-ready reports. Many members run personal and business books side by side.
How is this different from Khatapana?
Khatapana is a strong business-accounting app. Lekhapalani is built personal-first — household budgets, savings goals and reports for your own money — with a business tier on top. [CLIENT-COPY: refine positioning if needed]
Open your khata tonight
Join members tracking their rupees in NPR. Free tier, no credit card, works offline.